Privacy Policy

 
 

FACTSWHAT DOES SUNRISE BANKS, N.A. DO WITH YOUR PERSONAL INFORMATION?

 

Why?
Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how collect, share and protect your personal information. Please read this notice carefully to understand what we do.

 

What?
They types of personal information that we collect and share depend on the product or service you have with us. This can include:
  • Social Security Number and Date of Birth
  • Address of Residence and Government Issued Identification
  • Transaction History.
  • When you are no longer our customer, we continue to share your information as described in this notice.

 

How?
All Financial Companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons Financial Companies can share their customers’ personal information; the reasons Sunrise Banks, N.A. chooses to share; and whether you can limit the sharing.

 

Reasons we can share your personal information Does Sunrise Banks, N.A. Share? Can you limit this sharing?
For our everyday business purposes – such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes – to offer our products and services to you. Yes No
For joint marketing with other financial companies. Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences. Yes No
For our affiliates’ everyday business purposes- information about your creditworthiness. No We don't share
For our affiliates to market to you. No We don't share
For non affiliates to market to you. No We don't share

 

Questions?
Call 651-265-5600

 

Who we are
Who is providing this notice? Sunrise Banks, N.A.

 

What we do
How does Sunrise Banks, N.A. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Sunrise Banks, N.A. collect my personal information? We collect personal information, for example, when you
  • Open a Card Account or use your card
  • Pay your bills or make a purchase
  • Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates everyday business purposes- information about your creditworthiness,
  • Affiliates from using your information to market to you,
  • Sharing for non affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include financial companies such as University Financial Corp. dba Sunrise Banks.
Non affiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies.
  • Sunrise Banks, N.A. does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include prepaid card companies.

 

Last Update on 27th March 2013

Smartbox Experience Inc, DBA SE GiftCards ("SE GiftCards," "we" or "us") understands and respects your concerns about privacy. This notice describes SE GiftCards's privacy policy as it pertains to the website at www.zagatdiningcard.com (the "Website"). We may from time-to-time revise this privacy policy, and the date of last revision will be available at the top of this page, so please be sure to check back periodically.

By visiting the Website, you are acknowledging and accepting this Privacy Policy. Your continued use of the Website after changes have been posted to the Privacy Policy will constitute your acceptance of such changes.

What information we collect?

SE GiftCards may ask for and collect from you personally identifiable information at certain points throughout the Website. Depending on the information, products or services you request, you may be asked to provide your name, email address and other information. Once you provide your personal information, you are not anonymous to SE GiftCards.

In addition to the information you knowingly provide, SE GiftCards collects the domain names and IP addresses of its visitors, along with usage statistics (e.g., types of web browsers and operating systems used) and browsing history. This data is used to more efficiently operate SE GiftCards's business, promote our products and services and administer the Website. SE GiftCards may combine this information with the personally identifiable information it collects.

How SE GiftCards uses your information?

SE GiftCards may use your information:

  • To provide you with personalized content.
  • To process and respond to inquiries.
  • To provide you, or contact you about, a product you ordered.
  • For the purposes for which you provided the information.
  • To improve the content and navigability of the Website.
  • To alert you to new Website features, special events, products and services, and to deliver newsletters from which you may opt out.
  • To enforce the Terms of Use

In the future, we may sell some or all or our assets. In such transactions, customer information generally is one of the transferred business assets. In the event of a sale of our assets including our database, customer information will be transferred. We will require buyers to honor our privacy policy.

Information Sharing with Unaffiliated Third Parties

SE GiftCards may disclose your personally identifiable information to another entity (i) for purposes of outsourcing one or more of the functions described in the previous section; (ii) to confirm or update information provided by you; (iii) to inform you of important information; (iv) as a part of a sale of assets as described in the previous section; and/or (v) as otherwise authorized by you. We may also share your information in response to a subpoena, legal order or official request, when we believe you have acted in violation of the Terms of Use, or when we believe that doing so may protect your safety or the safety of others.

Information Sharing with Affiliated Companies

We may share your personally identifiable information with other companies in the SE GiftCards group of companies and our providers, and will require the recipient to comply with the provisions of this privacy policy.

Sharing and use of de-identified information

Information that is de-identified (stripped of any information that could be used to identify you) may be used by SE GiftCards for any reason and shared freely with affiliates, partners and other third parties. This information is usually aggregated (combined with information from many other users), and may include information such as traffic patterns, trends in connection with various types of inquiries, and other information.

How we collect information?

In addition to the methods described above, we may also collect information using cookies, web beacons or similar technologies. These methods permit us to collect various types of information, including which pages you visit, which of our email messages you read, and other information.

How we protect information?

SE GiftCards attempts to protect against the loss, misuse and alteration of your personal information. Our servers are protected by reasonable physical and electronic security measures.

How you can view or update your personal information?

To ensure that you have as much control over your personally identifiable information as possible, you may update your information or email preferences by contacting us at info@zagatdiningcard.com. We will use reasonable efforts to process any change you make; provided, however, that requests to delete information are subject to SE GiftCards's internal reporting and retention policies and all applicable legal obligations.

Children

This Website is not directed toward children under 13 years of age nor does SE GiftCards knowingly collect information from children under 13. If you are under 13, please do not submit any personally identifiable information to SE GiftCards.

Links

The Website may contain links to third-party websites. SE GiftCards is not responsible for the privacy practices or the content of such websites.

Your California Privacy Rights

If you are a California resident, you are entitled by law to request an Information Sharing Disclosure. If you request it, we will provide you with a notice of your right to prevent sharing of your personal information as well as a cost-free means of doing so. To receive such a notice, submit a written request to the address listed in the Contact section below, specifying that you seek your "California Customer Choice Notice." Please allow thirty days for a response.

Contacts

If you have any questions, concerns, or suggestions regarding this privacy policy, please contact Customer Service by email at customer.service@zagatdiningcard.com or by calling at 1-866-279-1441. Our hours of operation are Monday to Friday, 8AM to 8PM EST. Customer service is provided by SE GiftCards Inc., a company located at 54 W 40th Street, 4th Floor, New York, 10018.